Last updated: June 25, 2025
These Terms and Conditions govern your use of eligible cards issued by our issuing partners (each, a “Payment Card”) when you add, attempt to add, or keep a Payment Card in the Apple Pay™ wallet (“Wallet”) on any iPhone®, iPad®, or other mobile device (“Device”) that supports the Wallet.
These Terms and Conditions also augment existing agreements and represent your agreement with Decaf, Inc. (“Decaf”, “we”, “our”, or “us”) and our issuing partners regarding the use of your eligible card account with the Apple Pay service. Within these Terms, “you”, “your”, or “user” refer to the member whose name is located on the Payment Card or any authorized user of the Payment Card.
Enrolling your Payment Card into the Apple Pay service constitutes acknowledgement and agreement to these Terms. These Apple Pay Terms are provided electronically, are considered “in writing,” and are available to you in a form you may keep at decaf.so.
Apple Pay is a service offered exclusively by Apple using eligible Apple devices. Decaf and its issuing partners do not own, operate, or control Apple Pay (including the Wallet), and are not responsible for any services or content provided to you by Apple or third parties. We are also not liable for any failure or performance of the Apple Pay service.
Your use of Apple Pay is also subject to Apple’s own terms and agreements. Apple, Apple Pay, and Wallet are trademarks of Apple Inc.
Your enrollment in Apple Pay does not affect any other agreement between you and Decaf. The terms of your Payment Card agreement remain in full effect. Any transaction made using Apple Pay will be treated the same as if using your physical card, including all fees, limitations, and applicable interest rates.
To use Apple Pay with your Decaf Payment Card, your account must be in good standing and not restricted by Apple, your wireless provider, or any related third party.
Only eligible Apple devices may be used. Devices that have been modified or "jailbroken" are not permitted. Use of an ineligible device constitutes a breach of these Terms and may result in suspension of your Payment Card within Apple Pay.
A full list of eligible devices is maintained at: https://www.apple.com/apple-pay/
Decaf does not currently charge fees for using Apple Pay. Standard card fees, as outlined in your Payment Card agreement, still apply. Your carrier, Apple, or other third parties may apply additional fees.